Arsekar, Dattaprasad T., Amlan Prateek Sahu, Avaneesh Borkar, Aryan Dua, and Lalita Kulkarni. 2025. “Rethinking Microfinance: Why It Falls Short in Reducing Inequality in Latin America and Africa–and the Policy Reforms Needed to Fix It”. International Journal of Recent Advances in Multidisciplinary Topics 6 (12): 59-68. https://doi.org/10.65138/ijramt.2025.v6i12.3173.